|
Client Feature |
Planning &
Investment
Consulting |
Wealth
Management |
| Client Data Form – review and analysis |
|
|
|
| Comprehensive planning including review, analysis and recommendations: |
| Cash flow |
| Net worth statement |
| Distribution planning |
| Retirement needs analysis (Monte Carlo simulation) |
| Estate planning |
| Insurance: Life |
| Insurance: Auto, home, umbrella |
| Insurance: Disability and long term care |
| Tax planning |
|
|
|
| Professional Service Credit |
| $750 to $3,000 per year for tax planning, |
| tax preparation, legal fees, etc. |
|
|
|
Investment Policy Questionnaire (IPQ)
and Statement (IPS) |
|
|
|
| Investment strategy (recommendations) |
|
|
|
| Investment implementation |
|
|
|
| Ongoing portfolio management |
|
|
|
| Ongoing firm communication |
| Quarterly newsletter |
| Quarterly Market Analysis |
|
|
|
| Custodian investment statements (monthly) |
|
|
|
| Portfolio performance statement (quarterly) |
|
|
|
| Enhanced performance statement (as requested) |
|
|
|
| Regular scheduled meetings |
| Planning analysis and recommendations |
| Portfolio reviews |
|
|
|
|
|
Hourly or
project based |
Tiered schedule start-
ing at 1.00% for first
$1 million of assets
under management |
|
|
$175 per hour |
Minimum of
$5,000 per year |
